Category Archives: Assisted Living

Do Nursing Homes Accept Medicare?

One frequent question we get is, “Do nursing homes accept medicare?”

Medicare will not usually pay for long-term room and board at nursing homes. A nursing home that provides medical services may accept payment for those particular items, but not for residential fees.

If it is medically required for you to get “skilled nursing care” (for example, trained nurses who can administer chemotherapy medications and monitor your response) then Medicare Part A may cover your stay at a skilled nursing facility.

Medicare is health insurance and covers medical expenses like doctor’s visits, hospitalization and medical supplies – it does not typically pay for extended care or nursing home fees. Even though an elderly person may need help bathing and dressing does not mean Medicare will pay for that assistance.

How to Make Assisted Living More Affordable

Challenges of Growing Older

When you were younger, you may have given some thought to the challenges associated with aging. However, now that you are getting older, those challenges are becoming more real every day.  As some point, you began to realize that you needed help with basic tasks such as cooking and housekeeping.

 

Assisted living may provide an answer. Depending on your circumstances, assisted living can range from having your meals delivered to your door to full-time residency in a nursing home. No matter what level of assistance you receive, you’re facing a significant expense. Even if you have abundant savings, you will probably want to save money wherever you can. Fortunately, there are ways to make assisted living more affordable without doing without essential care.

Economize on Costs

Special equipment represents a major proportion of the expenses associated with assisted living. Obtaining top quality equipment is essential; paying top dollar for the equipment you need is not. If you have limited mobility, you may rely on a wheelchair, scooter or power chair to get around. Depending on your insurance policy, you may be able to obtain a power chair or a wheelchair with little or no out-of-pocket expense. If that is not the case, don’t settle for inferior quality equipment. Instead, look for wheelchairs for sale as well as discounts on prescription and over-the-counter medications.

You can also economize on household expenses. You don’t have to deprive yourself completely, but skipping one or two fast food meals out each week can translate into significant savings. Purchase clotting and personal grooming items on sale. Begin your holiday shopping early in the year. You’ll save money and avoid the mad holiday rush.

 

Look For Savings on Essentials

As a senior, you are likely eligible for discounts on a variety of products ranging from groceries to personal grooming to meals out. If a company does not advertise senior discounts, don’t hesitate to ask. Discounts for services you use every day can really add up. Buy your favorite products such as toilet paper and canned soups in bulk when they are on sale. You will save a significant amount of money and you will have a supply sufficient to last a long time.

Communicate With Your Family

Of course you don’t want to be a burden on your family. However, there will be times when you need their help. Have an honest discussion about your needs and their schedules and work out an arrangement that works for everyone. If possible, try to distribute the responsibility for care as equally as possible among your family members so that no one person feels overly burdened.

Check Out Assisted Living Facilities and Services

If you need to move to an assisted living facility, or hire a professional caregiver, don’t settle for the first facility or service you find. Check out facilities with consumer ratings agencies and the regulatory agencies in your jurisdiction for complaints and health code violations. Check out the fine print on the contract for any facility or service you are considering before you sign or make any payments. If you have doubts, go with your instincts. It’s better to be safe than sorry.

Adam Jenson works in a nursing home. He loves to help his and other nursing home residents save money by writing for senior blogs.

Why Assisted Living May be Right for You

Assisted living helps the elderly and disabled find a whole new lease on life. If you are worried about needing assisted living, follow these simple tips to see if assisted living is the right choice for your needs.

Forgetting Food

If you find yourself forgetting when it was the last time you ate or your refrigerator is always full of rotting or spoiled food, assisted living may be right for you. It could be that you are simply forgetting daily health needs, and this can quickly increase into your hygiene as well without help. With assisted living, your dietary, physical, and hygienic health needs are met for you so you don’t have to worry about the last time you showered.

Poor Driving

How are your driving skills? If you don’t feel confident behind the wheel, or feel like your eyes and reflexes don’t respond as well as they used to, you may find yourself happier and safer in a place such as assisted living in Minneapolis facility with elderly transport. You can still enjoy the freedom to get out without having to drive.

Difficult Chores

Another reason why assisted living may be a great choice for you is if you find yourself unable to do the basic chores around your home. If watering your lawn, doing your dishes, even washing your clothing takes all the energy you have or is something you aren’t doing as frequently, assisted living may be the route you need. They can take care of these tasks for you and you can relax in a pleasing environment.

Feel Safe

Finally, how you feel about living in your current home can be a strong indicator as to whether or not assisted living is a wise choice for you. Do you feel safe getting in and out of your shower? Are you comfortable at night when it’s dark? Do you feel lonely? If you are not entirely confident continuing to live in your home, you may want to consider assisted living. You can be surrounded by new friends and helpful professionals who can assist you with any of your needs day or night.

When it comes to the choice about assisted living, you should think about the independence you currently enjoy in your home as a deciding factor. If you feel like you aren’t getting around like you used to, enjoying yourself as much, or even if you feel afraid to be in your home, then assisted living may be the right choice for your needs.

Your Elderly Relative: When to Know If It’s Time for a Nursing Home

When you have an elderly relative in your life, you probably have a lot of amazing memories with that person. However, you might also be experiencing some sadness at seeing him or her age. One of the important parts of caring for your aging loved one is knowing when caring for them become too much. How can you tell if the time has come to have that person moving into a nursing home? The following are a few ways to know if your loved one should move to a nursing home.

Living Alone

If your relative is not living by him or herself, then the chances significantly decrease that the services of a nursing home are necessary. When another person is in the house, at least an individual is there to let in the aids, convey information to the nurses who come to the house and call 911 in case of an emergency. However, if the other person or people living there are also declining in age, then you might need to consider the option of a nursing home. In addition if your loved one is living alone, you might consider having them go to a nursing home.

Elderly people living alone could lead to a variety of problems. The classic concern is if your loved one falls and is unable to get up. Without someone at home, he or she could lay on the floor for hours or longer, unable to move. Another concern is personal care. At times, a person who is aging has trouble caring for him or herself. The person may forget to take medication, may have trouble cooking or may even have trouble bathing. If you are concerned about your loved one who is living alone, it may be time to consider a nursing home.

Family is Far Away

Even though you have a close relationship with this individual, you live quite far away. On top of that, no one else is really close-by anymore. As a result, this person cannot easily get help from a family member or friend if an emergency occurs. Even simple tasks, such as going shopping or paying bills, can be aggravated for a person suffering from disease or other forms of declining health.

Like the previous point, if your loved one lives alone while family members live far away, he or she may not be able to care for him or herself. In addition, if an emergency happens, your loved one may have trouble doing what he or she needs to do.

Lack of Social Interaction

You should also pay attention to the social interactions your loved one has. No matter how old a person is, he or she still needs to have communication with peers, according to a nursing care facility Columbus. When no one else is around, a nursing home can actually be a majorly positive experience. This person might find a whole new sense of life that once seemed to be lost.

While an elderly person living alone often becomes less social, a nursing home can help facilitate friendships among its residents. Nursing homes often have bingo and other game nights. In addition, many of the residents eat their meals together, allowing them to interact with one another.

Request to Go

In many cases, people do take a lot of convincing before they will go to a nursing home. However, in other scenarios, a person will realize what is happening and actually request to go. Do your best to meet the wishes of your elderly relative. Make sure you talk with your loved one about the decision. If he or she does not want to make the move to the nursing home, find out why. Sometimes, adjusting to a new environment can seem daunting. If you show your love and concern for them and explain the reasons you think it is the time to make the move, your loved one will understand where you are coming from. Even if your loved one does not agree with you, he or she will know your opinion is coming from love rather than not wanting to take care of him or her anymore.

Having to place someone in a nursing home can be difficult, but the decision is often the best one. Nursing homes offer an available staff 24 hours a day seven days a week. Nursing homes also offer medical helps that can be hard to gave at home. Nursing home staff can be sure to give your loved one the proper medications. If your loved one has a habit of wandering, the staff can keep a close eye so he or she does not get lost. As you look into various nursing home options, make sure you do proper research to find the right fit for your loved one.

 

Choosing the Right Level of Care for an Elderly Relative

We may be living longer than ever before, but our elderly population is becoming increasingly reliant on palliative care from friends and relatives.

Whether simply through old age or as a result of a debilitating illness such as dementia or Alzheimer’s, there is an ever increasing possibility that you will be called upon to provide some level of care for an elderly relative.

This care could range from jobs around the house and fetching their shopping, to becoming a full time carer. Choosing the right level of care for your relative though, is essential to both of you. You want to ensure that they are receiving the level of care they need; but likewise you want to be able to cope and maintain some level of normality in your own life.

So how can you find the best possible care options for an elderly relative?

At home vs. residential care

The first decision you need to make is if you’re going to care or hem yourself, or enlist the help of a specialist care home. It would do well at this point to dispel the stigma attached to residential care. Placing a relative in a care home is not admitting defeat; in fact, care homes can provide the best possible level of care for your loved ones in a safe and secure environment.

If you choose to care for your relative yourself, you need to ensure you have all the help at hand you might need such as support workers, nurses, and more. You may also have to give up work to care for your relative full time, so you will need to consider the financial implications of this decision.

Speak to your relative, your family, and seek professional advice to help you make an informed decision. The choice you make here will determine the level and quality of care your elderly relative receives.

Finding the right care home

If you opt for residential care, you then have a number of other questions you will need to ask to make sure you’re receiving the right care. It’s important to evaluate the care facilities, keeping the quality of care in mind at all times. Some questions to ask when viewing potential care homes include:

  • Does this facility provide the specialise level of care needed?

  • Is it registered, fully certified, and accredited?

  • What facilities are there? What can your relative do to fill their day?

  • What care is covered in the mostly fees? Do we need to pay extra for additional facilities?

  • On what occasions will care fees increase?

  • What are the living quarters like?

  • What preventative care is offered?

  • Do the staff speak English? Can they clearly communicate with you and your relative?

  • Are they trained to care for your relative and their specific needs?

  • What are the visiting hours?

It is important to ask these, and many other questions, when researching potential care homes to ensure you’ve made the right choice. But as well as answering these questions on your visit, there are a number of things that should set alarm bells ringing.

If something sounds too good to be true, it probably is. If a facility is offering care at rates considerably less than other homes, be cautious. Why can they charge so little? Are they serving sub-standard food for example? Do your research; speak to staff, residents and family members to get a rounded view before signing on the dotted line.

Choosing the right level of care for an elderly relative is an important process, and one you should take your time over. Whichever path you take, be sure you’ve explored all the options, and are confident that you’re doing what is best by them.

Swallows Meadow Court is a residential care home in Solihull, providing specialist care for Alzheimer’s and dementia sufferers. To find out more about their services and facilities, visit the Solihull Care website: www.solihullcare.co.uk