Five Precautions that Make Home Maintenance Easier in Retirement

Retirement can be one of the best stages of your life, but home maintenance issues can add unneeded stress and financial troubles. You might be doing all the right things when it comes to working hard and putting money away into your retirement fund, but these simple steps are just as important to follow in order to ensure a happy, trouble-free retirement.Five Precautions that Make Home Maintenance Easier in Retirement

Keep Supplies on Hand

Often the home maintenance supplies you need most are hard to come by depending on the time of year. When the weather gets bad, you want to have access to everything from rock salt to basic tools without having to go out for supplies. Keeping a small home maintenance kit in your garage is a great way to ensure that you have what you need if and when things go wrong.

Install Drain Guards

Plastic or rubber drain guards are an extremely affordable way to cut down on drainage clogs. Cleaning a drain regularly can be physically straining, especially for those with back problems or other forms of chronic pain that often accompany the aging process. Drain guards will block any accumulated debris from going into your drain and forming a clog, making it easier to clean and preventing a plumbing disaster that could lead to costly repairs.

Have Regular Chimney Inspections

Chimneys are a common source of household problems, and a blocked chimney can be caused by anything from soot to resident animals. A professional can determine the cause of your chimney problems and keep it clean, preserving this important aspect of your home’s structural integrity.

Keep Wiring Up-to-Date

Faulty wiring is one of the leading causes of trouble and accidents in older homes. If your home was built before the 1970s, it is possible that your electrical system contains parts that were produced by discontinued or recalled manufacturers. Bad wiring can even lead to higher electric bills, which can heavily affect a retired person on a limited budget.

Don’t Ignore Little Signs of Trouble

It can be tempting to let little signs of trouble sit and wait, but most home maintenance issues get worse rather than better over time. By contacting a professional right away, you can save a significant amount of money by preventing the problem from worsening. When in doubt, call a nearby service you trust like Need-A-Plumber Canada which works on Calgary water heaters for immediate assistance. Your home is too important of an asset to leave maintenance issues to chance.

Three Doctors You Are More Likely To Need As in Old Age

As you get older, you become more vulnerable to illness. The good news is that there are a number of things that you can do to protect yourself from illnesses. Seeing a doctor regularly will help keep you healthy. Below are three doctors that you will need to see as you get older:Three Doctors You Are More Likely to Need in Old Age

Optometrist

An optometrist is a doctor that specializes in diagnosing and treating eye problems. Older people are at a greater risk for developing vision problems, such as cataracts, age-related macular degeneration and presbyopia. Experts recommend that people start seeing the optometrist annually starting at the age of 60. More frequent examinations may be recommended if you have a preexisting condition, such as high blood pressure or diabetes.

Your medical and vision history will be taken prior to your examination. Cover test, eye movement test, retinoscopy and visual acuity test are examples of some of the tests that may be ordered. Optometrists can also check for high blood pressure and diabetes by looking at your eyes. Your examination will last anywhere from 30 minutes to one hour.

Podiatrist

A podiatrist is a doctor who specializes in treating foot problems. Heel pain, ingrown toenails, toenail fungus, open sores, bone spurs, hammer toes and bunions are examples of some of the problems that can be treated with experts such as Dalhousie Station Foot Clinic which is a Calgary foot clinic. You are more likely to develop those problems as you get older, which is why podiatry visits are important. You may need to see a podiatrist more often if you have diabetes.

During your appointment, your health history and symptoms will be discussed. An examination will also be performed.

Cardiologist

A cardiologist is a medical doctor who diagnoses and treats heart problems. Heart disease is America’s top killer, and older age is one of the risk factors for this condition. High blood pressure, high cholesterol and family history are some of the other problems that can increase your risk of heart disease.

Your health and family history will be discussed in detail during your visit. You will also be given a thorough examination. Cardiologist can perform a variety of tests to check for health problems, including EKG, echocardiograms and nuclear stress tests. Early detection helps save lives.

Health problems are common in older people, which is why they need to go to the doctor more often. A podiatrist, optometrist and cardiologist are some of the doctors that can help you maintain optimal health.

Spread the Warmth – Check Elderly Friends and Family’s Heating this Winter

While the cold winter months can be uncomfortable for all of us, for elderly people, the bitter temperatures pose a serious risk to their health, and even their lives. By sparing a few minutes to check the heating of any elderly friends, family or neighbours you may have, you could be making an incredible difference.

Excess Winter Deaths

Last year, over 31,000 elderly people died as a result of illness stemming from the cold winter weather. This represented a 29% increase on what are known as “excess winter deaths” from last year, a rise which lead to fierce calls for David Cameron to spend money on insulating homes across the country. In March, 1,582 people died every day, which was a 14% increase on the average number.  The stats were worse than those of Finland and Sweden, which gives you an idea of how dangerous these conditions can be to older people.

What You Can Do

Over the course of the winter, checking in with your elderly friends, family or neighbours can make a real difference to their comfort and health. It doesn’t need to be a huge inconvenience to your day; simply popping round to check their heating is functioning and making sure they have suitable warm clothing and blankets is all you need to do. They will greatly appreciate your kindness and help, and it can allow them to be as comfortable as possible during the winter.

Do You Know Any Of These People?

senior-citizens

There are several groups of people who are particularly at risk from the harsh temperatures:

  • People over 75 years old (especially women) who are living on their own/isolated from friends, family or neighbours
  • Sufferers of chronic or severe illnesses, e.g. heart conditions, diabetes, or breathing problems, and mental illnesses
  • People with disabilities or who are bed bound, as they cannot adapt their routine to the cold weather
  • People who suffer from Alzheimer’s – they also will struggle to adapt their routines accordingly

If you have elderly friends or family who you can visit, then please do. Visiting them just once every few days, or even once a week means you can check they have everything they need; heating, food, warm clothing and most of all, comfort. Elderly people are especially vulnerable to illnesses like pneumonia and the flu, so if you can spare a few hours every week to help them out, you could make their lives a lot easier.

Dealing With Disabilities in Your Senior Years

Dealing with a disability at any age is difficult, but this especially true for elderly members of the population. Individuals who are 60 and older may find it exceptionally difficult to transfer from workplace to the other, learn new skills or even cope with working at all. Unfortunately, with age comes a variety of possibilities with regards to the development of a disability. It’s common for the elderly to develop a disability like chronic diseases, physical injuries, mental impairment and many others.

While the advent of a disability can be disheartening, and affect the ability to work and interact with others on a personal and social level, it’s important to remember that having a disability doesn’t signal the end of all happy experiences. There are many ways for coping with disabilities in your senior years, and how you do that directly affects the amount of optimism you have for recovery or living your life. Getting this aid will help you to overcome or cope with what’s holding you back and enable you to enjoy the time you have with your loved ones.

Coping

There are many affects which a disability has on you, and this includes your mental health. It’s easy to fall into the trap of depression and anxiety when faced with what seems to be an overwhelming obstacle in your elderly years. In many cases, individuals find themselves afflicted with chronic pain which they’re unable to overcome on their own, and this affects their quality of life. That, in turn, takes a toll on your self-perception and self-confidence, and it’s important to build that back up in order to cope with this tough time.

Dealing With Disabilities in Your Senior Years

Cognitive Behavioral Therapy (CBT) can help you realign negative thinking and become a more positive person, by training you to mentally cope with your disability. Help from a psychologist, doctor and physiotherapist is essential for a speedy recovery or a long-term solution for coping with pain or disability. Meditation is another great way to cope with negative thoughts or pain, and can help you establish a new thought process.

Help from Home

It takes many hands to make light work. That’s a mantra you should practice when coping with a disability. It’s not easy to bury pride and ask for help from loved ones or even medical practitioners, but it’s essential that you do. As you get older, your body deteriorates and the need for special care increases. Investing in a full-time nurse may be necessary if you have an injury or chronic illness which prevents you from performing day-to-day tasks with ease.

Having your family around can also be a source of great comfort and stability in both an emotional and physical way. Surround yourself with people that care about you and that you trust enough to lean on without the fear of being judged or treated as an invalid. Try to invest in a solid state of mind with the belief that you are not a burden and are doing the best you can. People who care about you won’t see you in a negative light.

Monetary Support

If you’re unable to work at all, it might be possible to claim for disability benefits. Depending on which state you’re in, you’ll be able to claim benefits for your disability based on a specific grid which measures your education, past work experience and the severity of your injury. Though it may sound complicated, there are plenty of facilities which can help you figure out this process. In Louisiana, for instance, you would be able to enlist the help of a Louisiana Disability Lawyer to guide you through the application process. If you’re deemed unable to perform work (sedentary or otherwise) and your claim is approved, you’ll be able to focus on coping rather than worrying about money.

Always get help from professionals, care from your family and enlist the help of a professional to ensure your monetary affairs are in order.

Four Tips for Finding the Perfect Home to Spend Retirement

You know you’re about ready to buy your retirement home but are probably wondering where to start. There’s plenty to consider like what kind of home or neighborhood you want and what features you can’t possibly live without. To answer these questions you will need to identify neighborhood characteristics that fit your personality, understand how your plans going forward should play into your choice of home, and create a dream list that describes and organizes your priorities.Four Tips for Finding the Perfect Home to Spend Retirement

Not everyone wants the same features in a neighborhood or home, and you’re the one who’s living there. Before allowing other people to tell you what’s best, consider your preferences and priorities regarding:

Character and Community

For some, well-planned developments will be pleasing because of their uniformity; others enjoy the variety of older, one-of-a-kind homes. You also may be someone who prefers to live in an established retirement community to take advantage of their tailored amenities. You must also consider the demographics of the area. Do you wish to live in an area with mostly other retired people, or around a bunch of families?

Safety

While most everyone prefers less crime, safety often comes with a trade-off. For example, a rural neighborhood might be safe, but a city’s resources and entertainment will be very far away.

Resources and Accessibility

Think about what you plan on doing during retirement and your favorite activities and places to visit. Do you plan on doing a lot of traveling or will you be spending most of your time at home? Do you want to live near family and close friends, or do you want to get as far away as possible? What about grocery stores, primary physicians, and major highways? How much time are you willing to spend traveling to those places?

Zoning and Other Restrictions

If you want the freedom to remodel your home, you must be in an area that allows that. On the other hand, if you appreciate community uniformity, live somewhere that limits the changes owners can make to their homes. This is especially important for those who bought a nice summer beach house during their younger years and plan on retiring there. You must be sure of what renovations and additions the laws permit you to make

One of the best ways to figure all of this out is to do some vacationing. This will give you a good sense of the neighborhood and type of home you’ll desire for retirement. Take notes while you’re vacationing about things you like, dislike, and wouldn’t be able to live without during retirement. But wherever your heart leads you, the experts such as those at Partners Trust can help you get there by finding you the best bargain.